Health Insurance
Heartbeat Family Floater - Gold
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Heartbeat is a simple and easy to understand health plan providing a comprehensive health cover which will help you to take care of your family


  • All Day care treatments are covered. No exceptions
  • Maternity benefit is available
  • New born baby is covered automatically under this plan
  • Domiciliary treatment (covered up to Rs.50,000)
  • Free Health check-up on every renewal
  • Get 12.5% discount by opting for two years policy
  • No restriction of age limit for enrolment
  • Get 10% additional sum insured each policy year of expiring base sum insured
  • International health coverage of 9 critical illnesses
  • No use of third party administrators (TPA) to process claims.
  • Life long policy renewal
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit No Limit, Single private rule
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered up to sum insured
Pre-Existing Disease / Illness coverage After 24 months
Waiting Period for New Policy 90 days
Co-Payment Max 20%, for age less than 65 years
Free Health Checkup Annually
Ambulance Expenses Covered
New Born Baby Cover Covered
Donor Expenses Covered
No Claim Bonus Up to 10 %, Max 50%