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Health Insurance
Care Senior Individual
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Synopsis:
Affordable Health Insurance Plan for Senior Citizens.

Highlight:

  • Affordable Premium
  • Pre-policy Medical Check-up NOT REQUIRED
  • Upto 150% Increase in Sum Insured with No Claim Bonus + No Claim Bonus SUPER
  • Recharge of Sum Insured
  • Complimentary Annual Health Check-up for All Insured Members every year
  • OPD Care : Covers expenses related to Doctor Consultation, Diagnostics & Pharmacy
  • No Claim Bonus SUPER
  • Upto Rs.15000/- tax saving under Section 80D
Benefit:
Title Description
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours.
Day Care Procedure Coverage Upto Sum Insured. 541 Procedures covered.
Automatic Restoration of Sum Insured Upto sum Insured, once a year.
Pre-Existing Disease / Illness coverage Pre existing diseases are covered after 4 years of continued coverage.
Waiting Period for New Policy 4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury.
Co-Payment 20% co payment. 20% Addtional in case of treatment outside of Smart Select Hospitals.
Room Rent Limit 1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day)
Medical Screening Pre-policy Medical Check-up not required.
Free Health Checkup Every year for all insured members.
Daily Hospitalization Allowance For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured.
Attendant Allowance Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured.
No Claim Bonus Upto 150% with optional cover NCB Super.
ICU Daily Rent Limit 2% SUm Insured per day
Pre-Hospitalization Expenses 30 days